Canadian MSB
Licensed Canadian Money Services Business — regulated by FINTRAC.
Cash out USDT & USDC to Naira. Straight to your Nigerian bank account.
PrivatePay is a Canadian-regulated payment platform. Convert stablecoins to NGN and withdraw to GTBank, Access, Opay, Kuda, Moniepoint, and 40+ Nigerian banks — the rate you see is the rate you get.
Crypto to Naira
Convert USDT and USDC to NGN with transparent, locked-in rates.
Bank Account Payouts
Withdraw Naira to your Nigerian bank account or fintech wallet.
Faster Onboarding
Get started in minutes with a streamlined identity verification process.
USDT ▲ 0.001 Buy ₦1,582 Sell ₦1,575
USDC ▲ 0.002 Buy ₦1,580 Sell ₦1,573
NGN ▼ 0.004 Buy $0.00063 Sell $0.00063
USD ▼ 0.005 Buy $1.00 Sell $1.00
EUR ▼ 0.005 Buy $1.16 Sell $1.15
GBP ▼ 0.005 Buy $1.36 Sell $1.34
Secure crypto cash-outs for Nigeria
Send USDT or USDC, convert at a locked rate, and receive Naira in your local bank account — through a Canadian platform built with security and compliance in mind.
From wallet to Naira in three steps
No P2P chat. No guessing the rate. Send stablecoins and withdraw NGN to the bank account you already use.
01
Open your account
Sign up, complete a short identity check, and add your Nigerian bank account for payouts.
02
Send USDT or USDC
Deposit Tether or USD Coin on TRC-20, ERC-20, or BEP-20. The 4-hour rate lock is shown before you confirm.
03
Withdraw to your bank account
Naira lands in GTBank, Access, UBA, Opay, Kuda, Moniepoint, PalmPay, and 40+ other destinations.
Built for how Nigeria actually gets paid
PrivatePay helps individuals in Nigeria turn international crypto into local Naira — for work, family, trading, and everyday expenses.
Freelancers
Get paid in USDT by overseas clients and cash out to your Naira account the same day — without P2P haggling.
Remote workers
Receive salaries and global earnings in stablecoins, then move NGN to the bank account you spend from.
Traders
Off-ramp USDT and USDC at a transparent rate. Withdraw to your local account when you want fiat, not more screen time.
Family support
Relatives abroad can send stablecoins. You receive Naira locally — faster than a typical wire, with the rate locked in.
Students
Convert allowances sent in USDT or USDC and pay tuition, rent, and living costs from your Nigerian account.
Personal transfers
Move value whenever you need it. High-security conversions between global crypto and local Naira, with fair exchange rates.
Why individuals in Nigeria choose PrivatePay
Cash out crypto, receive Naira, and handle everyday money — through one Canadian platform built for people who live and pay in NGN.
Built for you. Backed in Canada.
PrivatePay is a Canadian platform that makes it simple to convert USDT and USDC and get Naira onto the bank account you already use.
Trusted. Secure. Canadian.No hidden fees
Transparent pricing on every conversion — the rate you see is the rate you get.
Fast payouts
Most Naira withdrawals arrive within one business day, with real-time tracking.
Canadian MSB
Fully licensed and regulated as a Canadian Money Services Business.
Secure & regulated
Your funds and data are protected under Canadian financial regulations.
Easy onboarding
Create your account and complete verification in minutes from any device.
Local payout rails
Nigerian banks and fintech wallets — so cash-out actually lands where you spend.
Withdraw Naira to the bank account you already use
After conversion, send NGN to major Nigerian banks and wallets. Use PrivatePay to turn USDT or USDC into spendable local currency — for rent, bills, family, or everyday expenses.
GTBank
Access Bank
Zenith
UBA
First Bank
Opay
Palmpay
Kuda
Moniepoint
Open Your Account
Partners feedback.
★★★★★
“I get paid in USDT from clients in Europe. PrivatePay turns it into Naira in my GTBank account without the usual P2P stress. The rate on screen is the rate I get.”
Chinedu O.
Freelance developer, Lagos
★★★★★
“Remote salary used to sit in USDC for days. Now I cash out to Kuda when I need to pay rent. Fast, clear fees, no surprise deductions.”
Amina B.
Remote designer, Abuja
★★★★★
“I off-ramp USDT after trades and send Naira to my Access account. The 4-hour rate lock is the part I trust — I know what lands before I hit send.”
Tunde K.
Trader, Port Harcourt
Frequently Asked Questions
Yes. PrivatePay is available to individuals, freelancers, families, and anyone in
Nigeria who needs to convert USDT or USDC and withdraw Naira to a bank account.
Create an account, complete verification, enter how much USDT or USDC you want to
send, confirm the locked rate, deposit on the network you chose, then withdraw NGN to
your bank account.
Payouts go to major banks including GTBank, Access, Zenith, UBA and First Bank, plus
wallets such as Opay, Palmpay, Kuda and Moniepoint.
Standard limits apply. Higher amounts can be requested based on individual review.
Contact our team to discuss your specific needs.
This Nigeria cash-out flow is built around USDT and USDC on TRC-20, ERC-20 and
BEP-20. Check the app for the current list of assets, networks, and rates.
Yes. PrivatePay is a licensed Canadian Money Services Business regulated by FINTRAC.
Your funds and personal data are protected under Canadian financial regulations.
After on-chain confirmation, most Naira withdrawals arrive within one business day.
Transfer times can vary by destination bank or wallet.
No. You cash out to a Nigerian bank account or wallet. PrivatePay is the Canadian
regulated platform behind the conversion and payout.
Simple as a circle. Straight as a square.
Ready to turn USDT into Naira?
Open an account in minutes and withdraw to your Nigerian bank account.